> ## Documentation Index > Fetch the complete documentation index at: https://spreecommerce.org/docs/llms.txt > Use this file to discover all available pages before exploring further. # Create payment > Creates a payment for a non-session payment method (e.g. Check, Cash on Delivery, Bank Transfer). For payment methods that require a session (e.g. Stripe, PayPal), use the payment sessions endpoint instead. ## OpenAPI ````yaml /api-reference/store.yaml post /api/v3/store/carts/{cart_id}/payments openapi: 3.0.3 info: title: Store API contact: name: Spree Commerce url: https://spreecommerce.org email: hello@spreecommerce.org description: > Spree Store API v3 - Customer-facing storefront API for building headless commerce experiences. ## Authentication The Store API uses two authentication methods: ### API Key (Required) All requests must include a publishable API key in the `x-spree-api-key` header. ### JWT Bearer Token (For authenticated customers) After login, include the JWT token in the `Authorization: Bearer ` header. ### Order Token (For guest checkout) When creating an order, a `token` is returned. Include this in the `x-spree-token` header for guest access to that specific order. ## Response Format All responses are JSON. List endpoints return paginated responses with `data` and `meta` keys. ## Error Handling Errors return a consistent format: ```json { "error": { "code": "record_not_found", "message": "Product not found" } } ``` version: v3 servers: - url: http://{defaultHost} variables: defaultHost: default: localhost:3000 security: [] tags: - name: Authentication description: Customer authentication (login, logout, token refresh) - name: Product Catalog description: Products and categories - name: Carts description: Shopping cart management - name: Orders description: Order lookup - name: Customers description: Customer account, addresses, saved payment methods, and order history - name: Markets description: Markets, countries, currencies, and locales - name: Wishlists description: Customer wishlists - name: Policies description: Store policies (return policy, privacy policy, terms of service) - name: Digitals description: Digital product downloads paths: /api/v3/store/carts/{cart_id}/payments: post: tags: - Carts summary: Create payment description: >- Creates a payment for a non-session payment method (e.g. Check, Cash on Delivery, Bank Transfer). For payment methods that require a session (e.g. Stripe, PayPal), use the payment sessions endpoint instead. parameters: - name: x-spree-api-key in: header required: true schema: type: string - name: Authorization in: header required: false schema: type: string - name: cart_id in: path required: true description: Cart prefixed ID schema: type: string - name: x-spree-token in: header required: false description: Order token for guest access schema: type: string requestBody: content: application/json: schema: type: object properties: payment_method_id: type: string example: pm_abc123 description: Payment method ID (must be a non-session payment method) amount: type: string example: '99.99' description: Payment amount (defaults to order total minus store credits) metadata: type: object description: Arbitrary metadata to attach to the payment required: - payment_method_id responses: '201': description: payment created content: application/json: example: id: py_UkLWZg9DAJ payment_method_id: pm_UkLWZg9DAJ response_code: null number: PREKGE98 amount: '110.0' display_amount: $110.00 status: checkout source_type: null source_id: null source: null payment_method: id: pm_UkLWZg9DAJ name: Check description: null type: check session_required: false source_required: false schema: $ref: '#/components/schemas/Payment' '422': description: session-based payment method content: application/json: example: error: code: payment_session_required message: >- This payment method requires a payment session. Use the payment sessions endpoint instead. schema: $ref: '#/components/schemas/ErrorResponse' security: - api_key: [] bearer_auth: [] x-codeSamples: - lang: javascript label: Spree SDK source: |- import { createClient } from '@spree/sdk' const client = createClient({ baseUrl: 'https://your-store.com', publishableKey: '', }) const payment = await client.carts.payments.create('cart_abc123', { payment_method_id: 'pm_abc123', }, { token: '', }) components: schemas: Payment: type: object properties: id: type: string payment_method_id: type: string response_code: type: string nullable: true number: type: string amount: type: string display_amount: type: string status: type: string source_type: type: string nullable: true enum: - credit_card - store_credit - payment_source source_id: type: string nullable: true source: anyOf: - $ref: '#/components/schemas/CreditCard' - $ref: '#/components/schemas/StoreCredit' - $ref: '#/components/schemas/PaymentSource' nullable: true payment_method: $ref: '#/components/schemas/PaymentMethod' required: - id - payment_method_id - response_code - number - amount - display_amount - status - source_type - source_id - source - payment_method x-typelizer: true ErrorResponse: type: object properties: error: type: object properties: code: type: string example: record_not_found message: type: string example: Record not found details: type: object description: Field-specific validation errors nullable: true example: name: - is too short - is required email: - is invalid required: - code - message required: - error example: error: code: validation_error message: Validation failed details: name: - is too short email: - is invalid CreditCard: type: object properties: id: type: string brand: type: string last4: type: string month: type: number year: type: number name: type: string nullable: true default: type: boolean gateway_payment_profile_id: type: string nullable: true required: - id - brand - last4 - month - year - name - default - gateway_payment_profile_id x-typelizer: true StoreCredit: type: object properties: id: type: string amount: type: string amount_used: type: string amount_remaining: type: string display_amount: type: string display_amount_used: type: string display_amount_remaining: type: string currency: type: string required: - id - amount - amount_used - amount_remaining - display_amount - display_amount_used - display_amount_remaining - currency x-typelizer: true PaymentSource: type: object properties: id: type: string gateway_payment_profile_id: type: string nullable: true required: - id - gateway_payment_profile_id x-typelizer: true PaymentMethod: type: object properties: id: type: string name: type: string description: type: string nullable: true type: type: string session_required: type: boolean source_required: type: boolean required: - id - name - description - type - session_required - source_required x-typelizer: true securitySchemes: api_key: type: apiKey name: x-spree-api-key in: header description: Publishable API key for store access bearer_auth: type: http scheme: bearer bearerFormat: JWT description: JWT token for authenticated customers ````